Expert Articles and Blogs

Expert Articles and Blogs

Financial Services

Single Resolution Board publishes its Annual Work Programme 2025

18 Dec 2024
11 min read

Antitrust, Public Procurement and State Aid Law

Projections and Future Perspectives of TCTF and IRA in a Political Context

05 Dec 2024
3 min read

Financial Services

The European Accessibility Act (EAA) and its national transposition in the Grand Duchy of Luxembourg

22 Nov 2024
3 min read

Financial Services

The European Accessibility Act: an overview what’s changing and for whom

23 Oct 2024
17 min read

Financial Services

EU’s final adoption of the Listing Act package

15 Oct 2024
19 min read

Financial Services

ESMA publishes its Annual Work Programme 2025

10 Oct 2024
4 min read

Financial Services

EBA publishes its Annual Work Programme 2025 and sets out the path to 2027

10 Oct 2024
3 min read

Financial Services

The Joint Committee of the European Supervisory Authorities publishes its Annual Work Programme 2025

10 Oct 2024
3 min read

Financial Services

Deciphering the Draghi Report plus lessons from the Letta Report and policymakers’ responses in the context of the Single Market for Financial Services

10 Oct 2024
41 min read

Financial Services

Demystifying DeFi in MiCAR

08 Oct 2024
15 min read

Financial Services

Revisiting the CJEU’s ruling on CRA scoring and data retention – key considerations for market participants

07 Oct 2024
17 min read

Financial Services

ECB communicates its key assessment criteria and collection of sound practices for digital transformation

02 Oct 2024
16 min read

Financial Services

ECB publishes legal framework for the Eurosystem Collateral Management System (ECMS)

26 Sep 2024
11 min read

Financial Services

SRB publishes second report on resolution planning and crisis management for LSIs in 2023 and 2024

19 Sep 2024
16 min read

Financial Services

BaFin publishes expectations on minimum number of directors under German Securities Institutions Act (WpIG)

19 Sep 2024
8 min read

Financial Services

ECB publishes Opinion on European Commission proposal on the exchange of supervisory data

19 Aug 2024
12 min read

Financial Services

ESMA delivers Opinion to support the convergent application of MiCAR

06 Aug 2024
14 min read

Financial Services

EIOPA consults on new proportionality regime under Solvency II

06 Aug 2024
10 min read

Financial Services

ESMA expresses its views on the developments, benefits and risks of neobrokers’ activities in the EU

06 Aug 2024
10 min read

Financial Services

European Commission publishes reports showing the need for strengthened consumer protection enforcement at the EU level

29 Jul 2024
14 min read

Financial Services

ESAs publish joint report and draft RTS on subcontracting ICT services supporting critical or important functions under DORA

29 Jul 2024
14 min read

Litigation, Arbitration

The Jazz-and-Wine-Resolution – Live Music, Drinks, Food, and Talks Above the Rooftops of Berlin

29 Jul 2024
1 min read

Financial Services

ESAs establish framework to strengthen coordination in case of systemic cyber incidents

22 Jul 2024
10 min read

Financial Services

ESMA publishes third consultation package on MiFIR Review

18 Jul 2024
14 min read

Financial Services

ESMA consults on firms’ order execution policies under MiFID II

18 Jul 2024
14 min read

Financial Services

ESAs publish Final Report and Joint Guidelines on exchange of supervisory information in the context of DORA

18 Jul 2024
17 min read

Litigation, Arbitration

The potential of mediation in Germany – or: The forgotten costs of the litigious avenue

05 Jul 2024
7 min read

Financial Services

DORA’s core Commission Delegated Regulations published in EU’s Official Journal

02 Jul 2024
15 min read

Financial Services

European Commission publishes report on the Modernisation Directive for Consumer Protection Rules

27 Jun 2024
15 min read

Financial Services

ESMA publishes Final Report on 2023 CSA and Mystery Shopping exercise focusing on marketing

27 Jun 2024
16 min read

Financial Services

BaFin concerned about rise in 2023 in number of regulated complaints in respect of German financial services firms

10 Jun 2024
17 min read

Financial Services

EBA sets out its findings and supervisory expectations on virtual IBANs

10 Jun 2024
15 min read

Financial Services

ECB declines to support central bank accounts for crypto-assets service providers… for now

06 Jun 2024
7 min read

Financial Services

MiFIR/MiFID II Review: making sense of the key amendments

04 Jun 2024
19 min read

Financial Services

EU’s DLT Pilot Regime – where do we stand one year on and what’s the outlook ahead?

04 Jun 2024
15 min read

Financial Services

Revisiting ESMA’s 2023 CRA Market Share Report – what now in 2024 and beyond?

31 May 2024
12 min read

Financial Services

EBA publishes Final Report on draft RTS and ITS on information for authorisation as issuers for ARTs under MiCAR

14 May 2024
12 min read

Financial Services

EBA publishes Final Report on draft RTS on the approval process for white papers for ARTs issued by credit institutions under MiCAR

14 May 2024
10 min read

Financial Services

EBA publishes Final Report on draft RTS on information of a proposed acquisition of qualifying holdings in issuers of ARTs under MiCAR

14 May 2024
13 min read

Financial Services

EBA publishes Opinion on new types of payment fraud and possible mitigations

13 May 2024
10 min read

Financial Services

ESAs publish consultation on technical standards for joint examination teams under DORA

07 May 2024
10 min read

Financial Services

Driving deals through choppy waters – deal contingent hedging in 2024

29 Apr 2024
17 min read

Public Business Law

Foreign direct investment regulation of increasing importance – EU about to make the next step

29 Apr 2024
3 min read

Financial Services

Taking stock of ESMA’s first review of EU securities financing transactions markets

23 Apr 2024
14 min read

Financial Services

Taking stock of the Single Resolution Board’s new Single Resolution Mechanism Vision 2028 Strategy

12 Apr 2024
13 min read

Financial Services

EIOPA sets supervisory expectations on reinsurance concluded with third-country (re)insurance undertakings

09 Apr 2024
10 min read

Public Business Law Data Protection and Cybersecurity IP/IT

The first UN resolution on the regulation of AI – nice to have or big move?

08 Apr 2024
3 min read

Financial Services

Making DGSs ‘fit for purpose’ – final compromise on DGSD reached as part of the CMDI framework reform package

19 Mar 2024
13 min read

Financial Services

The EU’s new “European AI Office” – a focus on financial services

19 Mar 2024
10 min read

Financial Services

Reproposing the European Deposit Insurance Scheme (EDIS) – European Parliament Draft Resolution

12 Mar 2024
18 min read

Financial Services

Report on 2023 stocktaking of Big-Tech direct financial services provision in the EU – the NCAs observations on key opportunities and risks

05 Mar 2024
13 min read

Financial Services

ESMA seeks market input on crypto-asset classifications under MiCAR

12 Feb 2024
17 min read

Financial Services

ESMA seeks market input on reverse solicitation under MiCAR

12 Feb 2024
11 min read

Financial Services

The EU’s Late Payments Regulation proposal – key points and problems

09 Feb 2024
15 min read

Financial Services

European Single Access Point (ESAP) takes shape with legislation published in the EU’s Official Journal

07 Feb 2024
2 min read

Financial Services

European Securities and Markets Authority publishes its Market Report on EU Prospectuses

07 Feb 2024
15 min read

Financial Services

Consumer Credit Directive 2.0 – More consumer protection, higher regulatory burden? A view from Germany

05 Feb 2024
25 min read

Financial Services

Adoption of EU AML/CFT Package – key requirements and impact on financial services firms

22 Jan 2024
24 min read

Financial Services

European Securities and Markets Authority (ESMA) offers recommendations on digitalisation of retail investment services

05 Jan 2024
12 min read

Financial Services

ESMA publishes five consultations on draft delegated regulations to harmonise and simplify the fees it charges repositories, certain benchmark administrators and credit rating agencies

05 Jan 2024
11 min read

Financial Services

European Supervisory Authorities (ESAs) publish 2023 joint report and recommendations on “Innovation Facilitators” – what next for Innovation Hubs and Regulatory Sandboxes?

29 Dec 2023
17 min read

Financial Services

ESAs run second public consultation on joint guidelines on the exchange of information relevant to fit and proper assessments

29 Dec 2023
7 min read

Financial Services

EBA publishes peer review on supervision of creditors’ treatment of mortgage borrowers in arrears under the Mortgage Credit Directive

29 Dec 2023
15 min read

Corporate Law

The new Börsenmantelaktiengesellschaft: SPACs under German law

19 Dec 2023
5 min read

Corporate Law

Financing for the Future Act - Significant Changes (also) to German Corporate Law

08 Dec 2023
1 min read

Financial Services

Two CJEU cases provide clarity on supervision of credit institutions and cooperation on deposit guarantee schemes

06 Dec 2023
12 min read

Financial Services

Tokenised crowdfunding – obstacles, opportunities and the outlook ahead in the EU

30 Nov 2023
12 min read

Data Protection and Cybersecurity

Supranational cyber governance and cross-border alliances – relevance and legal challenges for governments

17 Oct 2023
3 min read

Financial Services

ESMA highlights risks arising from securities lending to retail investors

14 Sep 2023
11 min read

Financial Services

Introducing the EU’s Central Electronic System of Payment information (CESOP) regime – key legal considerations for client facing documentation

13 Sep 2023
23 min read

Financial Services

EBA’s report on mystery shopping of personal loans and (basic) payment accounts demonstrate the value this supervisory tool generally adds to tasks of NCAs

25 Aug 2023
10 min read

Financial Services

ESMA publishes 2023 Guidelines on MiFID II product governance requirements

15 Aug 2023
18 min read

Financial Services

ESMA communicates supervisory expectations on copy trading services

03 Aug 2023
18 min read

Financial Services

ESMA focuses on marketing and sale of fractional shares

02 Aug 2023
8 min read

Financial Services

BaFin publishes 7th amendment to MaRisk

28 Jul 2023
10 min read

Financial Services

EU reiterates rules to regulating “Finfluencers”

28 Jul 2023
14 min read

Financial Services

The euro goes digital – introducing the Single Currency Package and what to expect

21 Jul 2023
21 min read

Financial Services

Introducing the PSD3, PSRs and FIDAR – reshaping the EU’s regulatory framework on payment services and e-money

21 Jul 2023
18 min read

Public Business Law

The new EU AI-Act and its impact on the public sector

10 Jul 2023
3 min read

Financial Services

The EU’s Markets in Crypto-Asset Regulation (MiCAR)

10 Jul 2023
8 min read

Financial Services

Revisiting ESMA’s 2020 Guidelines on the MiFID II compliance function and applying lessons learned

07 Jul 2023
5 min read

Financial Services

Better late than never – UK-EU Memorandum of Understanding on Financial Services signed – what happens next for EU firms?

03 Jul 2023
8 min read

Financial Services

EU’s revised Wire Transfer Regulation published in Official Journal

14 Jun 2023
17 min read

Antitrust, Public Procurement and State Aid Law

Overview of the 11th ARC amendment (“Competition Enforcement Act”, Draft of the Federal Government)

14 Jun 2023
8 min read

Antitrust, Public Procurement and State Aid Law

The Regulation of the Use of Artificial Intelligence in the European Union

01 Jun 2023
5 min read

Financial Services

ESAs: Spring 2023 Risks and Vulnerabilities Report in the EU Financial System

22 May 2023
17 min read

Financial Services

Chair ECB-SSM: Update on the next SSM Chair

22 May 2023
8 min read

Financial Services

Bulgaria puts the brakes on its euro accession timeline but may finally be on the verge of forming a government after several unsuccessful attempts

17 May 2023
7 min read

Financial Services

European Commission – legislative proposals for reform of the crisis management and deposit insurance (CMDI) framework

11 May 2023
51 min read

Corporate Law

The transparency register as “comprehensive register” and extended reporting obligations of foreign companies

28 Apr 2023
4 min read

Employment and Social Security Law

Draft bill of the Federal Ministry of Labour and Social Affairs on the recording of working time

27 Apr 2023
4 min read

Financial Services

ECB-SSM and EBA update ECON on recent bank failures – focusing on the outlook ahead

24 Apr 2023
22 min read

Financial Services

ECB-SSM: Expert Group Report – Recommendations on European banking supervision

24 Apr 2023
11 min read

Financial Services

ECB-SSM set enhanced supervisory focus on digital transformation strategies and the use of FinTech

24 Apr 2023
13 min read

Litigation, Arbitration

Proposal for a Directive on the substantiation and communication of environmental product claims (“Green Claims Directive”)

14 Apr 2023
4 min read

Financial Services

ESAs: Customer Authentication Requirements and the Exchange of Relevant Information

01 Mar 2023
8 min read

Financial Services

EBA publishes report on diversity practices and the gender pay gap at the level of the management body of banks

01 Mar 2023
9 min read

Financial Services

In the (European) eye of the storm – securing clarity and certainty in times of crisis and market turmoil

01 Mar 2023
17 min read

Financial Services

Revisiting AT1 bonds and navigating waterfalls going forward

01 Mar 2023
13 min read

Financial Services

German Federal Financial Supervisory Authority shines spotlight on social media and reverse solicitation breaches

01 Mar 2023
12 min read

Financial Services

Key impacts for EU traditional and cryptoasset based financial services following FATF’s publication of its February 2023 Plenary Session

01 Feb 2023
11 min read

Financial Services

Refund of fees and charges following the ruling of the German Federal Court of Justice (BGH) on financial services providers’ general terms and conditions

01 Feb 2023
11 min read

Data Protection and Cybersecurity

India: Government introduces Digital Personal Data Protection Bill

22 Nov 2022
0 min read

Litigation, Arbitration

The new class action is on its way: draft law on the implementation of the EU Directive on collective redress in Germany has been presented by Federal Ministry of Justice

05 Oct 2022
7 min read

Antitrust, Public Procurement and State Aid Law

Germany extends Foreign Direct Investment Review

24 Aug 2021
14 min read

Employment and Social Security Law

Coronavirus SARS-CoV-2 – Selected questions and answers from the field of labour and social security law

18 Aug 2020
11 min read

Financial Services Antitrust, Public Procurement and State Aid Law

Tightening of investment control

04 May 2020
4 min read

Corporate Law

Legal News Dispute Resolution: April 2020

08 Apr 2020
8 min read

Construction and Real Estate Law

Impact of the COVID 19 pandemic on real estate loans

19 Mar 2020
7 min read

Financial Services

Outsourcing: New Obligations as of Autumn 2019

10 Sep 2019
2 min read